Insurance Blog of Florida

Close your eyes for a minute, never mind, if you do that you can’t read.  Let’s go this route…in your brain radio play the song “Born to be Wild”.  What comes to mind?  For me, it’s a guy on a motorcycle, wind blowing through his hair without a care in the world.  Motorcycles are fun, that’s why people have them!! 

Blame it on gas prices, purchase price versus a car, or a generation of folks who love the freedom of the open road, there are more motorcycles on the road than ever.  Since 1998, the number of motorcycles on the road has increased by 34 percent!! 

Here’s a couple of different viewpoints on the topic…my husband happens to own and drive a motorcycle to work on a daily basis and I’ve never even been on one.

From the motorcyclist standpoint-
-Give me some room to move.  I have to avoid water puddles, patches of rock, and sand. 
-Stay far enough behind me that if I go down, you have enough time to stop.
-Look twice, the second time you may see me.
-When you see me coming realize that your depth perception may be off because of the size of my motorcycle.  I may be going faster than you think.
-Remember that just as you have to make changes to the way you drive your car in inclement weather, I have to make adjustments as well.  You may not be blown around by the wind as much as I will be.

From the auto drivers standpoint-
-Lane splitting in Florida is not legal and most people don’t know how to react when it’s done. 
-When you stop in traffic behind me, please stay a safe distance away from my bumper.
-Please wear clothing that makes you more visible.
-Just because you can maneuver in and out of traffic easier than I can, you should still use the proper signals and maintain lane distances.
-It would be great if you refrain from cranking up your “hog” at 5:30 am while I’m sleeping. 

Looking at this issue, the reality is, if we just follow the rules of the road we can all coexist safely.

Times are tough, we hear it everyday! What if we told you that SIG can save you money?

 Most people don’t realize that packaging your policies together will save you money and convenience. How? That is a good question but you’ve come to the right place! If we have the chance to provide you with a homeowners policy, you can save up to 30% by switching your auto policy to us as well, and that is just the beginning! It is also convenient having all your policies in one place. Simply call or email your agent if you have questions and you can get whatever information you need about any of your policies!

 Here are a few more tips from an article written by Smartchoice about saving $$$:

-       Use the library. Stay away from bookshops, music stores, and video rental outlets. You can get almost anything you want in the way of entertainment from your local library, for free.

-       Delay your purchases. Don’t give into impulse buying. Before putting anything into your shopping cart at the grocery store, wait 10 seconds and consider whether you really need it. For larger purchases, wait one or two days. For major items, such as appliances or carpeting, wait 30 days to be sure the purchase is really necessary. (Of course, if the fridge is shot, you can waive the 30 days; just be sure to get the best value.)

-       Cut out meat. You can get needed protein in your diet from other, less expensive foods. You don’t have to become a vegan, but limiting meat to once or twice a week will cut your grocery bill.

-       Use energy efficiently. Any appliance that contains a clock- video recorders, microwaves, etc., uses electricity even when the device is turned off. Unplug unused appliances, or hook them up to a power strip that doesn’t draw electricity when the device isn’t working. Wash your clothes in cold water to save up to 50% of the energy you’d use washing them in hot water.

-       Avoid soft drinks. When dining out, order water instead of pricier sodas. It’s free!

 And the final and MOST important tip that you can begin NOW is combining your policies with SIG! This alone can save you hundreds of dollars a year. Why wait?? Call us today and never shop for insurance again. Insurance can be a beautiful thing!